Cash Management

Business EXPRESS Online Banking  | BCSBOnline for Business  | Remote Deposit   Investment Sweep Services | ACH | EDI Reporting  | ZBA Service  | Reconciliation Services | Positive Pay Service  | Image Services  | Wire Transfers  | Lockbox Service  | Merchant Card Service  | BankLine24 Telephone Banking

With our Business Express online banking product, you can access your company’s deposit and loan account information online, anytime, anywhere.  More

This basic online banking product is perfect for a small business. You can access your company’s deposit and loan account information online, anytime, anywhere. All you need is a computer and internet access.
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With our Remote Deposit service, your company can deposit checks without leaving the office. All you need is a computer, internet service and a check scanner. Check images are scanned and transmitted to the bank electronically.  More

Products and Services

Investment Sweep Service

Our Investment Business Checking, with automatic sweep service, provides the opportunity to earn a competitive interest rate on excess business checking balances.

ACH (Automated Clearing House) Origination

Using Business Express online banking, your company can originate Automated Clearing House transactions for employee direct deposit, tax payments, vendor payments, client collections, cash concentration, etc.

EDI (Electronic Data Interchange) Reporting

Detailed addenda information for organizations who receive specially formatted ACH payments. User friendly reports are provided online via Business Express.

ZBA (Zero Balance Account) Service

For businesses with multiple locations and/or separate accounts for payroll, operating expenses, merchant card transactions, accounts receivable, etc., funds are deposited to only one account and automatically transferred from that account as needed to fund the others.

Reconciliation Services

Detailed reports to facilitate fraud control, auditing and general accounting. You provide a check issue file and we compare it to items paid so that exceptions and outstanding items are noted.

Positive Pay Service

Protect your business checking account from check fraud. When you provide us with a list of checks issued, we’ll compare it with items presented for payment. Using Business Express online Banking, you’ll be notified of any exception items when they are presented. The online decision feature allows you the option to either pay an item or have it returned as unauthorized.

Image Services

Images of checks paid (front and back) are available online for review and/or printing. Available with either Business Express or BCSBonline for Business.

A permanent archive of paid items can be provided in the form of a monthly CD Rom. Front and back images. Paperless with minimal office storage space required. Search and print options.

Deposit ticket and deposited item images are available online via Business Express.

Wire Transfers

Same day transfer of funds to domestic or foreign banks. Repetitive wires can be originated online using Business Express.

Lockbox Service

Save time and manpower by having your clients mail payments directly to us for deposit to your account. Detailed reports available to you online.

Merchant Card Service

Our partner vendor can enable you to process credit/debit card transactions and more.

• Credit and Debit Card Processing
• Fleet Card Programs
• Gift Card Programs
• Wireless solutions
• Equipment options from point-of-sale terminals to computer based software
• Online account management and reporting
• Internet payment gateways for website shopping carts

BankLINE 24 Hour Telephone Banking

Use your telephone to make balance/transaction inquiries and transfers. This service is available 24 hours a day. 

Contact Cash Management