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| Rates effective May 14, 2008 through May 20, 2008. |
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| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to Earn Advertised APY | |
| Prime TimeTM Accounts: | ||||
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| Prime TimeTM Checking1,2 | 0.90 % | 0.90 % | $ 2,500.00 & up | |
| 0.25 % | 0.25 % | $ 0.01 - $2,499.99 | ||
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| Prime TimeTM
Money Market Statement1,2,† |
2.47 % | 2.50 % | $ 25,000.00 & up | |
| 2.00 % | 2.02 % | $ 10,000.00 - 24,999.99 | ||
| 1.00 % | 1.00 % | $ 0.01 - $9,999.99 | ||
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| Prime TimeTM 6 Month Certificate of Deposit3,4,5,† 1 Year Certificate of Deposit3,5,† 2 Year Certificate of Deposit3,5,† 5 Year Certificate of Deposit3,5,† |
2.65 % |
2.67 % |
$10,000.00 & up |
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| 2.96 % | 3.00 % | $10,000.00 & up | ||
| 3.20 % | 3.25 % | $10,000.00 & up | ||
| 3.92 % | 4.00 % | $10,000.00 & up | ||
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| Prime TimeTM
6 Month IRA3,4,5,† 1 Year IRA3,5,† 2 Year IRA3,5,† 5 Year IRA3,5,† |
2.65 % | 2.67 % | $ 10,000.00 & up | |
| 2.96 % | 3.00 % | $ 10,000.00 & up | ||
| 3.20 % | 3.25 % | $ 10,000.00 & up | ||
| 3.92 % | 4.00 % | $ 10,000.00 & up | ||
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| NOW Account1,2 | 0.25 % | 0.25 % | $ 0.01 | |
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| Spirit Checking1,2 | 0.50 % | 0.50 % | $ 2,500.00 & up | |
| 0.25 % | 0.25 % | $ 0.01 - 2,499.99 | ||
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| Premium Money Market Statement1,2 |
2.00 % | 2.02 % | $ 25,000.00 & up | |
| 1.75 % | 1.76 % | $ 10,000.00 - 24,999.99 | ||
| 1.00 % | 1.00 % | $ 0.01 - $9,999.99 | ||
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| Money Market Passbook or Statement1,2 |
1.00 % | 1.00 % | $ 2,500.00 & up | |
| 0.75 % | 0.75 % | $ 1,000.00 - 2,499.99 | ||
| 0.50 % | 0.50 % | $ 0.01 - $999.99 | ||
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| Regular Savings Passbook & Statement1,2 |
0.85% | 0.85% | $ 0.01 | |
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| Club For All Reasons1,2 | 0.70 % | 0.70 % | $ 0.01 | |
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| 1 Month Certificate of Deposit3,4 | 2.35 % | 2.38 % | $ 1,000 ($500 if IRA) | |
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| 3 Month Certificate of Deposit3,4 | 2.25 % | 2.27 % | $ 5,000 ($500 if IRA) | |
| 2.00 % | 2.02 % | $ 1,000 | ||
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| 6 Month Certificate of Deposit3,4 | 2.40 % | 2.41 % | $ 5,000 ($500 if IRA) | |
| 2.15 % | 2.16 % | $ 1,000 | ||
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| 1 Year Certificate of Deposit3 | 2.71 % | 2.75 % | $ 5,000 ($500 if IRA) | |
| 2.47 % | 2.50 % | $ 1,000 | ||
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| 2 Year Certificate of Deposit3 | 2.96 % | 3.00 % | $ 5,000 ($500 if IRA) | |
| 2.71 % | 2.75 % | $ 1,000 | ||
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| 3 Year Certificate of Deposit3 | 3.44 % | 3.50 % | $ 5,000 ($500 if IRA) | |
| 3.20 % | 3.25 % | $ 1,000 | ||
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| 4 Year Certificate of Deposit3 | 3.58 % | 3.64 % | $ 5,000 ($500 if IRA) | |
| 3.34 % | 3.40 % | $ 1,000 | ||
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| 5 Year Certificate of Deposit3 | 3.68 % | 3.75 % | $ 5,000 ($500 if IRA) | |
| 3.44 % | 3.50 % | $ 1,000 | ||
| 1 | The minimum opening deposit for these accounts is $10.00. |
| 2 | The rate on these accounts may be changed after the account is opened. |
| 3 | An early withdrawal penalty may be imposed. |
| 4 | Simple interest earned, APY assumes all interest will remain on deposit for one year. |
| 5 | The minimum opening deposit for these accounts is $10,000.00. |
| † | Customers must maintain a Prime Time checking account to open a Prime Time Money Market account and/or a Prime Time CD and/or Prime Time IRA. |
Fees could reduce the earnings on all accounts listed above.
For more information, please contact us.
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