Begin saving for your retirement by making a deductible or non-deductible contribution to an IRA.

• With a traditional IRA, your funds grow on a tax-deferred basis. When funds are withdrawn in retirement, the taxes are paid on the earnings, usually at a lower tax rate.

• Roth IRAs are funded with after-tax dollars. Unlike a traditional IRA, these funds can be withdrawn tax free provided the account holder is over age 59 1/2 years old and the funds have remained on deposit for at least five years.

Annual contributions may be made up to April 15th following the tax year.

PRIME TIME™ IRAs
This account is available for Prime Time™ Checking customers who require a higher rate of interest and are able to maintain a higher minimum balance requirement. With a $10,000 or greater Prime Time IRA CD balance, you are eligible for a 6 month, 1 year or 2 year IRA CD.

We offer a variety of other banking services to meet your needs:

*Not FDIC insured.

If you would like more information, please contact us.