Deposit Rates

Rates Effective June 12, 2013

Account Type

Interest
Rate
Annual Percentage
Yield (APY)
Minimum Balance Required
to earn advertised APY
Prime Time™ Checking 1,2 0.07%
0.05%
0.07%
0.05%
$2,500 & up
$ 0.01 - 2,499.99
Prime Time™ Money Market Statement 1,2 † 0.25%
0.20%
0.15%
0.25%
0.20%
0.15%
$25,000 & up
$10,000 - 24,999.99
$ 0.01 - 9,999.99
Prime Time™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts
6 Month 3,4,5 † 0.30% 0.30% $ 10,000 & up
1 Year 3,5 † 0..45% 0.45% $ 10,000 & up
2 Year 3,5 † 0.70% 0.70% $ 10,000 & up
3 Year 3,5 † 0.80% 0.80% $ 10,000 & up
4 Year 3,5 † 1.05% 1.06% $ 10,000 & up
5 Year 3,5 † 1.25% 1.26% $ 10,000 & up
NOW Account 1,2 0.05% 0.05% $0.01
Spirit Checking 1,2 0.03%
0.03%
0.03%
0.03%
$2,500 & up
$0.01 – 2,499.99
Premium Money Market Statement 1,2 0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
$25,000 & up
$10,000 – 24,999.99
$0.01 – 9,999.99
Money Market Passbook or Statement 1,2 0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
$2,500 & up
$1,000 – 2,499.99
$0.01 – 999.99
Regular Savings Passbook or Statement 1,2 0.10% 0.10% $0.01
Term Accounts – Certificate of Deposits and Individual Retirement Accounts
1 Month 3,4 0.20% 0.20% $1,000
3 Month 3,4 0.25%
0.20%
0.25%
0.20%
$5,000
$1,000
6 Month 3,4 0.25%
0.25%
0.25%
0.25%
$5,000
$1,000
1 Year 3 0.40%
0.35%
0.40%
0.35%
$5,000
$1,000
2 Year 3 0.55%
0.50%
0.55%
0.50%
$5,000
$1,000
3 Year 3 0.60%
0.50%
0.60%
0.50%
$5,000
$1,000
4 Year 3 0.80%
0.75%

0.80%

0.75%

$5,000
$1,000
5 Year 3 1.00%
0.90%
1.01%
0.90%
$5,000
$1,000

1 The minimum opening deposit for these accounts is $10.00.
2 The rate on these accounts may change after the account is opened.
3 An early withdrawal penalty may be imposed.
4 Simple interest earned, APY assumes all interest will remain on deposit for one year.
5 The minimum opening deposit for these accounts is $10,000.00.
Customers must maintain a Prime Time™ Checking Account to open a Prime Time™ Money Market Account and/or a Prime Time™ CD and/or Prime Time™ IRA.
Fees could reduce the earnings on all accounts listed above.

Open a Personal Account online.

Savings: See how saving a small amount each month adds up.

508-828-5420 or email us.

The SUM program is administered by and is
a registered service mark of NYCE