Deposit Rates Rates Effective February 1, 2012
| Prime Time™ Checking 1,2 |
0.10%
0.05% |
0.10%
0.05% |
$2,500 & up
$ 0.01 - 2,499.99 |
| Prime Time™ Money Market Statement 1,2 † |
0.30%
0.25%
0.20% |
0.30%
0.25%
0.20% |
$25,000 & up
$10,000 - 24,999.99
$ 0.01 - 9,999.99 |
| Prime Time™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts |
| 6 Month 3,4,5 † |
0.40% |
0.40% |
$ 10,000 & up |
| 1 Year 3,5 † |
0.50% |
0.50% |
$ 10,000 & up |
| 2 Year 3,5 † |
0.75% |
0.75% |
$ 10,000 & up |
| 3 Year 3,5 † |
0.90% |
0.90% |
$ 10,000 & up |
| 4 Year 3,5 † |
1.20% |
1.21% |
$ 10,000 & up |
| 5 Year 3,5 † |
1.50% |
1.51% |
$ 10,000 & up | |
| NOW Account 1,2 |
0.05% |
0.05% |
$0.01 |
| Spirit Checking 1,2 |
0.05%
0.05% |
0.05%
0.05% |
$2,500 & up
$0.01 – 2,499.99 |
| Premium Money Market Statement 1,2 |
0.15%
0.15%
0.15% |
0.15%
0.15%
0.15% |
$25,000 & up
$10,000 – 24,999.99
$0.01 – 9,999.99 |
| Money Market Passbook or Statement 1,2 |
0.15%
0.15%
0.15% |
0.15%
0.15%
0.15% |
$2,500 & up
$1,000 – 2,499.99
$0.01 – 999.99 |
| Regular Savings Passbook or Statement 1,2 |
0.15% |
0.15% |
$0.01 |
| Club for All Reasons 1,2 |
0.15% |
0.15% |
$0.01 |
| Term Accounts – Certificate of Deposits and Individual Retirement Accounts |
| 1 Month 3,4 |
0.20% |
0.20% |
$1,000 |
| 3 Month 3,4 |
0.25%
0.20% |
0.25%
0.20% |
$5,000
$1,000 |
| 6 Month 3,4 |
0.35%
0.30% |
0.35%
0.30% |
$5,000
$1,000 |
| 1 Year 3 |
0.45%
0.40% |
0.45%
0.40% |
$5,000
$1,000 |
| 2 Year 3 |
0.55%
0.50% |
0.55%
0.50% |
$5,000
$1,000 |
| 3 Year 3 |
0.75%
0.50% |
0.75%
0.50% |
$5,000
$1,000 |
| 4 Year 3 |
1.00%
0.75% |
1.01%
0.75% |
$5,000
$1,000 |
| 5 Year 3 |
1.15%
1.00% |
1.16%
1.01% |
$5,000
$1,000 |
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