Business Checking Accounts

Your business needs are constantly changing and that’s why Bristol County Savings Bank offers a wide range of business checking services for businesses of every size and type. Our business checking accounts are designed to grow with your business.

Each account has been designed specifically with the business owner in mind, making it easier to manage operations, simplify your daily life and successfully meet your company’s overall financial objectives.

Simple Business Checking 1st Choice™ Business Checking Business Checking Community Checking
A simpler checking account designed for new businesses with minimal account activity. As your business matures, the 1st Choice Business Checking account can grow with you. As your business becomes more complex, Business Checking can adapt to your business needs and accommodate high volume activity. An interest bearing account for nonprofits.
Details 125 Free items* per statement cycle. 250 Free items* per statement cycle. An earnings credit rate (ECR) may offset monthly maintenance and service fees. Waived
Minimum Balance $200 average ledger balance $20,000 average collected balance None None
Monthly Maintenance Fee $8.00 (waived with minimum balance) $25.00 (waived with minimum balance) $10.00 (may be offset with ECR) Waived
Interest Bearing No No No Yes
Transaction Fees $0.40 each additional item over 125 $0.40 each additional item over 250
  • $0.15 each check paid
  • $0.08 each deposited item
  • $0.75 each deposit
Monthly fee for business online banking & bill pay (Business Online Banking) Waived** Waived** $25/month Waived**
Business Mobile Banking Free Free Free Free
Eligible for Cash Management Services Yes – applicable fees may apply Yes – applicable fees may apply Yes – applicable fees may apply Yes – applicable fees may apply

IOLTA Checking – A special checking account for law firms holding client funds. No minimum balances or maintenance fees are associated with this account unless you require more advanced cash management services.

* The following activities are defined as items: checks paid, deposits and deposited items.
** The Business Online Banking monthly fee of $25.00 is waived for the designated accounts provided the customer does not maintain a Business Checking product.

For more information about Opening an Account, visit a branch or click here to contact us.

Switching to a Bristol County Savings Bank business checking account is easy – click here.

Looking to grow your business? Learn more about our commercial loans and lines for all your financing needs.

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Commercial Lending and Business Checking Accounts.Bristol County Savings Bank has an experienced staff of local lenders who work closely with you to make sure that the loans fit your needs, at affordable rates and without jumping through unnecessary hoops. All of our loan decisions are made locally by people who understand the local economy. As a preferred SBA lender, we can offer a wider range of flexible loan options.

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Let us help. . .

Male office worker looking at computer screen with Business Checking Account data.Bristol County Savings Bank’s Cash Management Services are designed to help you operate a smarter, stronger business, meet competitive challenges and maximize your profit potential. Our technology-based products can be tailored to your specific business needs, while allowing you greater flexibility in managing your day to day operations.

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