Cash Management Services

We have developed some of the best cost effective cash management solutions available. Our cash management tools can help you create efficiency, expedite payments and collections, prevent fraud, meet your cash flow needs … and even save you money.

Speak with one of our Cash Management Specialists.

Steve-Sherman.jpgSteve Sherman, Jr.
Vice President/Sr. Cash Management Officer
Email Steve



Jackie DelMastro
Assistant Vice President/Cash Management Officer
Email Jackie

Isuara x Tavares- web.Isaura (Sara) Tavares
Assistant Vice President/Cash Management Officer
Email Isuara

Bristol County Savings Bank’s Cash Management Services are designed to help you operate a smarter, stronger business, meet competitive challenges and maximize your profit potential. Our technology-based products can be tailored to your specific business needs, while allowing you greater flexibility in managing your day to day operations. For more information contact Steve Sherman, Jr. at 774-226-1929.

Cash Management Services

Online Banking

With Online Banking, you can access your company’s deposit and loan account information online, anytime, anywhere.

Mobile Banking

Enjoy the power and flexibility of managing your business accounts from your mobile phone or tablet.

Remote Deposit Service

Deposit checks without leaving the office. All you need is a computer, internet service and a check scanner. Check images are scanned and transmitted to the bank electronically.

Investment Sweep Service

Earn a competitive interest rate on excess daily business checking balances using our automated sweep service.

Automated Clearing House (ACH) Origination

Using Online Banking, your company can originate Automated Clearing House transactions for employee direct deposit, tax payments, vendor payments, client collections, cash concentration, etc.

Electronic Data Interchange (EDI) Reporting

Detailed addenda information for organizations who receive specially formatted ACH payments. User friendly reports are provided online via Online Banking.

Zero Balance Account (ZBA) Service

For businesses with multiple locations and/or separate accounts for payroll, operating expenses, merchant card transactions, accounts receivable, etc., funds are deposited to only one account and automatically transferred from that account as needed to fund the others.

Reconciliation Services

Detailed reports to facilitate fraud control, auditing and general accounting. You provide a check issue file and we compare it to items paid so that exceptions and outstanding items are noted.

Positive Pay Service

Protect your business checking account from check and ACH fraud. When you provide us with a list of checks issued, we’ll compare it with items presented for payment. Using Online Banking, you’ll be notified of any exception items when they are presented. The online decision feature allows you the option to either pay an item or have it returned as unauthorized. ACH Positive Pay provides notification of any ACH debit not previously authorized by you.

Wire Transfers

Same day transfer of funds to domestic or foreign banks. Wires can be originated online using Online Banking.

Electronic Lockbox Service

Save time and effort by having your clients mail payments directly to us for deposit to your account. Detailed reports available to you online.

Merchant Card Processing

Our partner vendor, Merchant Pro Express, can enable you to process credit/debit card transactions. We also offer fleet cards, gift cards, wireless solutions, equipment options from point-of-sale terminals to computer based software, online account management and reporting, and Internet payment gateways for website shopping carts.

Visa® Credit Card for Business

Bristol County Savings Bank has partnered with Élan Financial Services – a trusted provider for more than 40 years – to offer Visa® credit card products for business customers. A small business can match its financial needs by choosing from three different programs – Visa Business Bonus Rewards, Visa Business Bonus Rewards Plus, or a traditional Visa Business card.

Learn more about a variety of programs designed for your individual needs and apply online for a new Bristol County Savings Bank Visa® credit card.

Already have a Bristol County Savings Bank Visa® credit card?

View your account online


24-Hour Automated Telephone Banking

Use your telephone to make balance/transaction inquiries and transfers. This service is available 24 hours a day.

For more information about any of our Cash Management Services for your business, contact Steve Sherman, Jr. at 774-226-1929.