Due to the Federal Holiday, Bristol County Savings Bank will be closed on Monday, May 29th for the Memorial Day holiday. We invite you to use our ATMs, online & mobile banking during this time.

Business

Government Finance

Bristol County Savings Bank’s Government Finance Department provides a dedicated central resource and cash management options for the municipalities throughout Bristol County and northern Rhode Island. Under the direction of Denise Murphy, an experienced municipal treasurer herself, our Government Finance staff understands the unique banking needs of school departments, cities and towns of all sizes.

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Denise Murphy

Vice President
Government Finance
Office: 774-226-1936
Cell: 508-243-3984

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Stacie Long

Vice President
Government Finance Officer
Office: 774-226-1934
Cell: 508-326-4283

Apryl Robinson
Government Finance Assistant
774-226-1933

Phalline Svay
Government Finance Assistant
774-226-1935

Products and Services

Municipal Now Checking Account

An interest bearing account that provides unlimited deposit, check writing, and withdrawal activity and also offers an earnings credit which may offset monthly service fees.

Municipal Money Market Account

Municipalities can take advantage of special interest rates and five balance tiers.

Certificates of Deposits (CDs)

We offer competitive fixed rates and terms from one month to 5 years.

Concentration Account

Consolidated sub-accounts, where funds are deposited into individual variable-rate money markets, but combined into one easy to read monthly statement.

Lockbox Service

Save time and staff hours by having your residents mail payments directly to the Bank for deposits to your account, with detailed reports available to you online.

Remote Deposit

Provides the convenience of not having to make a trip to the bank to make a deposit. A specially formatted check scanner is connected to an office computer, and your deposits are submitted online via the Bank’s secure remote deposit website.

Business eBanking

Our enhanced financial management platform for your business provides you and your designated administrator’s access to your  account information online, anytime, anywhere. Each user has a unique ID with customized access rights controlled by management. Our secure token mitigates the risk of fraud, and dual controls are available for internal security. Business eBanking provides customizable downloadable detail reports for account reconciliation, real-time balances and transaction history retained for 18 months. Easily interfaces with QuickBooks© and Quicken©.

ACH (Automated Clearing House) Origination

Using Business eBanking, your company can originate ACH transactions for employee direct deposits, tax payments, vendor payments, client collections, cash concentration, and more.

State Aid Reporting

Detailed addenda information for organizations who receive specially formatted ACH payments. User friendly reports are provided online via Business eBanking.

Reconciliation Services

Detailed reports to facilitate fraud control, auditing and general accounting. You provide a check issue file and we compare it to items paid so that exceptions and outstanding items are noted.

Positive Pay Service

Protect your checking account from check fraud. When you provide us with a list of checks issued, we’ll compare it with items presented for payment. Using Business eBanking, you’ll be notified of any exception items when they are presented. The online decision feature allows you the option to either pay an item or have it returned as unauthorized.

Image Services

Images of checks paid (front and back) are available online for review and/or printing. A permanent archive of paid items can be provided in the form of a monthly CD Rom. Paperless with minimal office storage space required. Search and print options. Deposit ticket images are available online via Business eBanking.

Wire Transfers

Same day transfer of funds to domestic banks. Repetitive wires can be originated online using Business eBanking.

Secure Tokens

A Secure Token is an electronic device issued by the Bank to provide an additional layer of protection against unauthorized access on Business eBanking.

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