Bristol County Savings Bank’s Financial Advisory Services group focuses on investment solutions that will contribute to the long term financial success of our clients. Our professionals, including CERTIFIED FINANCIAL PLANNER™ professionals, offer customized investment strategies based on your specific situation and goals.
Whatever the investment goals are for yourself, your family, or your business, we will work closely with you to identify the investments that best suit your unique needs. Once your investments are in place, our management will continue to ensure that they adapt to market changes and your personal circumstances.
Available services & investments include:
- Mutual Funds
- Exchange Traded Funds (ETFs)
- Real Estate Investment Trusts (REITs)
- IRAs, IRA Rollovers, 401(k) Rollovers, Roth IRAs
- Employer Retirement Plans (401(k)s, SEP-IRAs, SIMPLE-IRAs, etc.)
- Retirement Funding
- Education Funding
- Estate Planning
Our philosophy of investment management is focused on the client. We strive to build a trusting relationship with each client so that we gain a full understanding of each client’s needs, overall financial goals and unique situation. Upon gaining that knowledge and understanding the client’s time horizon, income expectations, risk tolerance and goals for the money, we are in a position to recommend and implement an investment strategy to meet the client’s needs and goals.
Asset allocation is the primary determinant of investment performance, so our investment process focuses on the construction of diversified portfolios with appropriate asset class weightings to generate the best returns with the least amount of risk. Our advisory platform is premised on open architecture: meaning that we seek the best investment choice to meet the needs of the client. We select mutual funds from the total universe of funds available and are not limited to specific fund families by any financial arrangement with the fund companies.
If individual stocks and bonds or ETFs are appropriate for your portfolio, we obtain research from a wide variety of sources to make an informed decision on each addition to a portfolio.
Our investment management service also includes online access to your accounts so that you may review portfolios, transactions and even obtain your statement online. We can also provide quarterly performance reporting to ensure that you understand how the portfolio is performing against appropriate benchmarks.