Compare Personal Checking Accounts

Choose the checking account that’s right for you from our full suite of personal checking products.

View Current Rates
Minimum daily balance to waive monthly maintenance fee Monthly maintenance fee2 ATM Fees Check Writing Limitations

PRIME TIME™ Checking

Yes (Tiered) $5,000 in combined consumer deposits $15 Free at BCSB & Bank of America ATMs3 None


No $1,000 waived with valid student ID or direct deposit1 $10 Free at BCSB ATMs None

NOW Checking

Yes $400 $5 Free at BCSB ATMs None

Personal Checking

No $200 $5 Free at BCSB ATMs None

Basic Checking

No None $2.50 regardless of balance Free at BCSB ATMs 8 checks FREE per cycle

If you are ready to open more than one account – please choose this link now.
Please choose this option only if the ownership for all the accounts will be the same.

1 – Waived with either a valid student ID (ages 16-24) or direct deposit of paycheck or social security benefits.

2 – The monthly maintenance fee on one personal checking (NOW, eChecking, Personal or Basic) and one regular savings account will be waived for persons 18 years of age or under, or 65 years of age or older, subject to notification.

3 – We won’t charge ATM fees to any PRIME TIMETM checking accounts, with the exception of international transactions. Surcharge free access for Prime Time Checking accounts at all Bristol County Savings Bank and Bank of America ATMs. Transactions at machines not owned by us or BOA may result in a surcharge assessed by the institution where the transaction takes place.