Our branch lobbies have reopened with the exception of our Rockdale Ave. branch and Walmart branch. ‘Curbside’ banking will remain available by calling your branch ahead to schedule an appointment. Please check here for the latest information.


Compare Personal Checking Accounts

Choose the checking account that’s right for you from our full suite of personal checking products.

View Current Rates
Minimum daily balance to waive monthly maintenance fee Monthly maintenance fee2 ATM Fees
(within the U.S.)
Check Writing Limitations

PRIME TIME™ Checking



Yes (Tiered) $5,000 in daily combined consumer deposits $15 Free at BCSB, Allpoint, Bank of America ATMs3 None




No $1,000 waived with valid student ID or direct deposit1 $10 Free at BCSB & Allpoint ATMs None

NOW Checking



Yes $400 $5 Free at BCSB & Allpoint ATMs None

Basic Checking



No None $2.50 regardless of balance Free at BCSB & Allpoint ATMs 8 checks FREE per cycle


1 – Waived with either a valid student ID (ages 16-24) or direct deposit of paycheck or social security benefits.

2 – The monthly maintenance fee on one personal checking (NOW, eChecking, or Basic) and one regular savings account will be waived for persons 18 years of age or under, or 65 years of age or older, subject to notification.

3 – We won’t charge ATM fees to any PRIME TIMETM checking accounts, with the exception of international transactions. Surcharge free access for Prime Time Checking accounts at all Bristol County Savings Bank, Bank of America and Allpoint ATMs. Transactions at machines not owned by us or BOA, or ATMs not displaying the Allpoint logo, may result in a surcharge assessed by the institution where the transaction takes place. Find Allpoint ATMs.