Deposit Rates
Rates effective May 5, 2021
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| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
|---|---|---|---|
| PRIME TIME™ Checking 1,2 | 0.05% 0.03% |
0.05% 0.03% |
$2,500 & up $ 0.01 – 2,499.99 |
| PRIME TIME™ Money Market Statement 1,2† | 0.10% 0.10% 0.10% |
0.10% 0.10% 0.10% |
$25,000 & up $10,000 – 24,999.99 $0.01 – 9,999.99 |
| PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts | |||
| 3 Month 3, 4† 6 Month 3, 4† 1 Year 3† 2 Year 3† 3 Year 3† 4 Year 3† 5 Year 3† |
0.20% 0.25% 0.30% 0.50% 0.55% 0.65% 0.70% |
0.20% 0.25% 0.30% 0.50% 0.55% 0.65% 0.70% |
$ 1,000 & up $ 1,000 & up $ 1,000 & up $ 1,000 & up $ 1,000 & up $ 1,000 & up $ 1,000 & up |
| NOW Account 1,2 | 0.03% | 0.03% | $0.01 |
| Premium Money Market Statement 1,2 |
0.10% 0.10% 0.10% |
0.10% 0.10% 0.10% |
$25,000 & up $10,000 – 24,999.99 $0.01 – 9,999.99 |
| Money Market Passbook or Statement 1,2 |
0.10% 0.10% 0.10% |
0.10% 0.10% 0.10% |
$2,500 & up $1,000 – 2,499.99 $0.01 – 999.99 |
| Regular Savings Passbook or Statement 1,2 |
0.05% | 0.05% | $0.01 |
| Term Accounts – Certificate of Deposits and Individual Retirement Accounts | |||
| 1 Month3,4 | 0.05% | 0.05% | $1,000 |
| 3 Month3,4 | 0.10% 0.10% |
0.10% 0.10% |
$5,000 $1,000 |
| 6 Month3,4 | 0.15% 0.15% |
0.15% 0.15% |
$5,000 $1,000 |
| 1 Year3 | 0.20% 0.20% |
0.20% 0.20% |
$5,000 $1,000 |
| 18 Month3 | 0.25% | 0.25% | $5,000 |
| 2 Year3 | 0.25% 0.25% |
0.25% 0.25% |
$5,000 $1,000 |
| 3 Year3 | 0.30% 0.30% |
0.30% 0.30% |
$5,000 $1,000 |
| 4 Year3 | 0.40% 0.40% |
0.40% 0.40% |
$5,000 $1,000 |
| 5 Year3 | 0.45% 0.45% |
0.45% 0.45% |
$5,000 $1,000 |
1 The minimum opening deposit for these accounts is $10.00.
2 The rate on these accounts may change after the account is opened.
3 An early withdrawal penalty may be imposed.
4 Simple interest earned, APY assumes all interest will remain on deposit for one year.
† Customers must maintain a PRIME TIME™ Checking Account to open a Prime Time™ Money Market Account and/or a PRIME TIME™ CD and/or PRIME TIME™ IRA.
Fees could reduce the earnings on all accounts listed above.