Due to the fact that our Walmart, Raynham and Rockdale Avenue, New Bedford locations lack the added protection of drive-up service, they have been closed. Hours at all other locations have been reduced. Please check here for the latest information.

Personal

Deposit Rates

Rates effective April 8, 2020

If you would like to stop by a branch, please click here for all of our office locations and banking hours.

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
PRIME TIME™ Checking 1,2 0.07%
0.05%
0.07%
0.05%
$2,500 & up
$ 0.01 – 2,499.99
PRIME TIME™ Money Market Statement 1,2 0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
$25,000 & up
$10,000 – 24,999.99
$0.01 – 9,999.99
PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts
3 Month 3, 4
6 Month 3, 4
1 Year 3
2 Year 3
3 Year 3
4 Year 3
5 Year 3
0.40%
0.50%
0.75%
0.85%
1.00%
1.13%
1.24%
0.40%
0.50%
0.75%
0.85%
1.00%
1.14%
1.25%
$ 10,000 & up
$ 10,000 & up
$ 10,000 & up
$ 10,000 & up
$ 10,000 & up
$ 10,000 & up
$ 10,000 & up
NOW Account 1,2 0.03% 0.03% $0.01
Premium Money Market
Statement 1,2
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
$25,000 & up
$10,000 – 24,999.99
$0.01 – 9,999.99
Money Market Passbook or
Statement 1,2
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
$2,500 & up
$1,000 – 2,499.99
$0.01 – 999.99
Regular Savings Passbook or
Statement 1,2
0.10% 0.10% $0.01
Term Accounts – Certificate of Deposits and Individual Retirement Accounts
1 Month3,4 0.45% 0.45% $1,000
3 Month3,4 0.45%
0.45%
0.45%
0.45%
$5,000
$1,000
6 Month3,4 0.45%
0.45%
0.45%
0.45%
$5,000
$1,000
1 Year3 0.50%
0.50%
0.50%
0.50%
$5,000
$1,000
18 Month3 0.50% 0.50% $5,000
2 Year3 0.60%
0.60%
0.60%
0.60%
$5,000
$1,000
3 Year3 0.75%
0.75%
0.75%
0.75%
$5,000
$1,000
4 Year3 0.88%
0.88%
0.88%
0.88%
$5,000
$1,000
5 Year3 1.00%
1.00%
1.00%
1.00%
$5,000
$1,000

1 The minimum opening deposit for these accounts is $10.00.
2 The rate on these accounts may change after the account is opened.
3 An early withdrawal penalty may be imposed.
4 Simple interest earned, APY assumes all interest will remain on deposit for one year.
Customers must maintain a PRIME TIME™ Checking Account to open a Prime Time™ Money Market Account and/or a PRIME TIME™ CD and/or PRIME TIME™ IRA.
Fees could reduce the earnings on all accounts listed above.

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