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    Deposit Rates

    Rates effective January 22, 2020

    If you would like to stop by a branch, please click here for all of our office locations and banking hours.

    Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    PRIME TIME™ Checking 1,2 0.07%
    0.05%    		 0.07%
    0.05%    		 $2,500 & up
    $ 0.01 – 2,499.99
    PRIME TIME™ Money Market Statement 1,2† 0.25%
    0.20%
    0.15%    		 0.25%
    0.20%
    0.15%    		 $25,000 & up
    $10,000 – 24,999.99
    $0.01 – 9,999.99
    PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts
    6 Month 3, 4†
    1 Year 3†
    2 Year 3†
    3 Year 3†
    4 Year 3†
    5 Year 3†    		 0.30%
    0.45%
    0.75%
    1.25%
    1.50%
    1.73%    		 0.30%
    0.45%
    0.75%
    1.26%
    1.51%
    1.75%    		 $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    NOW Account 1,2 0.03% 0.03% $0.01
    Premium Money Market
    Statement 1,2    		 0.10%
    0.10%
    0.10%    		 0.10%
    0.10%
    0.10%    		 $25,000 & up
    $10,000 – 24,999.99
    $0.01 – 9,999.99
    Money Market Passbook or
    Statement 1,2    		 0.10%
    0.10%
    0.10%    		 0.10%
    0.10%
    0.10%    		 $2,500 & up
    $1,000 – 2,499.99
    $0.01 – 999.99
    Regular Savings Passbook or
    Statement 1,2    		 0.10% 0.10% $0.01
    Term Accounts – Certificate of Deposits and Individual Retirement Accounts
    1 Month3,4 0.20% 0.20% $1,000
    3 Month3,4 0.25%
    0.20%    		 0.25%
    0.20%    		 $5,000
    $1,000
    6 Month3,4 0.25%
    0.25%    		 0.25%
    0.25%    		 $5,000
    $1,000
    1 Year3 0.40%
    0.35%    		 0.40%
    0.35%    		 $5,000
    $1,000
    2 Year3 0.55%
    0.50%    		 0.55%
    0.50%    		 $5,000
    $1,000
    3 Year3 1.00%
    0.90%    		 1.01%
    0.90%    		 $5,000
    $1,000
    4 Year3 1.25%
    1.15%    		 1.26%
    1.16%    		 $5,000
    $1,000
    5 Year3 1.50%
    1.40%    		 1.51%
    1.41%    		 $5,000
    $1,000

    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    3 An early withdrawal penalty may be imposed.
    4 Simple interest earned, APY assumes all interest will remain on deposit for one year.
    † Customers must maintain a PRIME TIME™ Checking Account to open a Prime Time™ Money Market Account and/or a PRIME TIME™ CD and/or PRIME TIME™ IRA.
    Fees could reduce the earnings on all accounts listed above.

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