Our branch lobbies have reopened with the exception of our Rockdale Ave. branch and Walmart branch. ‘Curbside’ banking will remain available by calling your branch ahead to schedule an appointment. Please check here for the latest information.

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    Deposit Rates

    Rates effective February 24, 2021

    If you would like to stop by a branch, please click here for all of our office locations and banking hours.

    Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
    PRIME TIME™ Checking 1,2 0.05%
    0.03%    		 0.05%
    0.03%    		 $2,500 & up
    $ 0.01 – 2,499.99
    PRIME TIME™ Money Market Statement 1,2† 0.10%
    0.10%
    0.10%    		 0.10%
    0.10%
    0.10%    		 $25,000 & up
    $10,000 – 24,999.99
    $0.01 – 9,999.99
    PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts
    3 Month 3, 4†
    6 Month 3, 4†
    1 Year 3†
    2 Year 3†
    3 Year 3†
    4 Year 3†
    5 Year 3†    		 0.30%
    0.35%
    0.40%
    0.60%
    0.65%
    0.75%
    0.80%    		 0.30%
    0.35%
    0.40%
    0.60%
    0.65%
    0.75%
    0.80%    		 $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    $ 10,000 & up
    NOW Account 1,2 0.03% 0.03% $0.01
    Premium Money Market
    Statement 1,2    		 0.10%
    0.10%
    0.10%    		 0.10%
    0.10%
    0.10%    		 $25,000 & up
    $10,000 – 24,999.99
    $0.01 – 9,999.99
    Money Market Passbook or
    Statement 1,2    		 0.10%
    0.10%
    0.10%    		 0.10%
    0.10%
    0.10%    		 $2,500 & up
    $1,000 – 2,499.99
    $0.01 – 999.99
    Regular Savings Passbook or
    Statement 1,2    		 0.10% 0.10% $0.01
    Term Accounts – Certificate of Deposits and Individual Retirement Accounts
    1 Month3,4 0.15% 0.15% $1,000
    3 Month3,4 0.15%
    0.15%    		 0.15%
    0.15%    		 $5,000
    $1,000
    6 Month3,4 0.20%
    0.20%    		 0.20%
    0.20%    		 $5,000
    $1,000
    1 Year3 0.25%
    0.25%    		 0.25%
    0.25%    		 $5,000
    $1,000
    18 Month3 0.30% 0.30% $5,000
    2 Year3 0.35%
    0.35%    		 0.35%
    0.35%    		 $5,000
    $1,000
    3 Year3 0.40%
    0.40%    		 0.40%
    0.40%    		 $5,000
    $1,000
    4 Year3 0.50%
    0.50%    		 0.50%
    0.50%    		 $5,000
    $1,000
    5 Year3 0.55%
    0.55%    		 0.55%
    0.55%    		 $5,000
    $1,000

    1 The minimum opening deposit for these accounts is $10.00.
    2 The rate on these accounts may change after the account is opened.
    3 An early withdrawal penalty may be imposed.
    4 Simple interest earned, APY assumes all interest will remain on deposit for one year.
    † Customers must maintain a PRIME TIME™ Checking Account to open a Prime Time™ Money Market Account and/or a PRIME TIME™ CD and/or PRIME TIME™ IRA.
    Fees could reduce the earnings on all accounts listed above.

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