Personal

Special Home Equity Line of Credit Offer

Take advantage of this special Home Equity Line of Credit offer from Bristol County Savings Bank.

Special Home Equity Line of CreditYou can access up to 80% of the equity in your home and use the money for renovations or repairs, to pay off high-rate credit cards, or for some other worthwhile purpose. Best of all, any interest you pay may be tax deductible!*

The ANNUAL PERCENTAGE RATE (APR) is a variable rate. Prime minus 1.00% is based on the domestic Prime Rate as published in the Wall Street Journal on the last day of the previous month and is fixed for the first 12 months. As of March 22, 2017 the prime rate was 4.00% – so our special rate is 3.00% APR. After the first 12 months, the APR will adjust monthly to the prevailing Prime Rate at that time but the rate will never be less than 3.00% APR and will never exceed an APR of 18.00%.

If a fixed rate is more appropriate for your needs, ask us about our competitively priced Equity Loan. For more information, or to take advantage of our Prime Minus 1.00% Equity Line of Credit, please speak with a branch representative. Our knowledgeable staff will be happy to answer your questions and help you complete an application. If you prefer, you can apply by phone by calling 508-828-5315 or by clicking below.

Click Here to Apply Now for a Home Equity Line of Credit


*Consult a tax advisor about deductibility of interest. Requires a minimum advance of $10,000 at closing and repayment from a Bristol County Savings Bank checking account. 1- to 4- family, owner-occupied properties with a loan-to-value ratio of 80% or less. If your home is on the market for sale at the time of application or if you have an existing Bristol County Savings Bank home equity line, you are not eligible for this offer. Property insurance will be required. Applications subject to approval. APRs and other terms accurate as of 3/22/2017 and may change thereafter. Offer may be withdrawn at any time.