Mortgage Pre-Approvals

Pre-approvals Make Buying a Home Easier!

How much house can you afford?

Your FREE pre-approval will give you an edge when you’re looking for your next home. You can determine what size mortgage you can afford, so you can shop for a home within your budget.

Step 1:
Use our quick calculator to estimate your home search price range. There is no obligation to apply when you use our calculator.

Step 2:
Go to our online Mortgage Center and click APPLY NOW – you will be given an option to apply for a pre-approval based on the home price you enter.

In as little 20 minutes, you’ll know if you are pre-approved!  If you do not receive a Pre-Approval online you may still qualify.  One of our Mortgage Professionals will contact you to discuss your application. Thank you for your interest in Bristol County Savings Bank.

Prefer to meet with a Mortgage Consultant? No problem!  Here’s what you will need to apply for pre-approval:

•    Verification of income: recent pay stubs, W-2s, proof of other income, last 2 year’s tax returns
•    Proof of assets: such as bank statements
•    Employment verification
•    Driver’s license

Why is it important to have a pre-approval?

With a pre-approval, you’ll receive a conditional commitment in writing for an exact loan amount, allowing you to shop for a home with confidence. This provides you an advantage when dealing with a potential seller, who will likely take your offer more seriously.  It also saves time in the completion of the application process, as much of the work has already been done.

Bristol County Savings Bank Mortgage Consultants in your area  are ready to answer any questions you may have with the pre-approval process.

Or simply go to our Mortgage Webcenter and select “Apply Now” – following the steps above.