Auto Loans

Whether you’re looking to purchase a new vehicle or refinance a current one, Bristol County Savings Bank offers competitive auto loan options to suit your needs.

Rates effective June 9, 2021

Model Year Term Annual Percentage Rate (APR)* Payment Per $1,000**
2019 – 2021 Up to 60 months
66 months
72 months
2017 – 2018 Up to 60 months
66 months
72 months
2015 – 2016 Up to 60 months 4.99% $18.87
2013 – 2014 48 months 5.29% $23.16
2011 – 2012 36 months 5.99% $30.42

*Rates subject to change at any time. 0.50% will be added to rates for Business Loan application.

Enjoy the benefits of having an auto loan with Bristol County Savings Bank.

To apply, please visit any of our convenient branch locations.


Bristol County Savings Bank Vehicle Loan Eligibility

Eligible Vehicle Loans:

  • Consumer refinance current loan
  • Consumer private party purchase
  • Consumer dealer purchase
  • Business refinance current loan (authorized borrower as co-applicant)*
  • Business private party purchase (authorized borrower as co-applicant)*
  • Business dealer purchase (authorized borrower as co-applicant)*

Maximum Loan To Value New = 100% MSRP (NADA Guide)
Maximum Loan To Value Used = 100% MSRP (NADA Guide)

0.25% interest rate discount for automatic payment from a BCSB checking account.

*Rates subject to change at any time. 0.50% will be added to rates for Business Loan application.

Ineligible Vehicle Loans:

  • Vehicles older than 10 calendar years
  • Vehicles 100,000 miles or more
  • Vehicles valued at less than $5,000
  • Salvaged or branded title vehicles
  • Motorcycle or recreational vehicles
  • Livery vehicles
  • Taxis
  • Limousines
  • Uber or Lyft vehicles
  • Loaner vehicles
  • Consumer loan amount over $100,000
  • Business loan amount over $150,000

Vehicle financing is provided by Bristol County Savings Bank. Credit and collateral are subject to approval. Terms and conditions apply. Rate valid for 30 days from the date of the original application submission. No loan documentation fee, but title and state fees apply. VSI fee $18.00. Any applicable discounts will be reflected in the individual Annual Percentage Rate quote you will receive if you are approved for a loan.**Cost per $1,000 is based on maximum term available. Valid US State Issued Identification and valid US issued Social Security Number are required. Lending Area includes all New England States. Must be 18 years of age or older to apply. Auto loan interest rate discount of 0.25% is based on automatic payment from a Bristol County Savings Bank DDA account at time of application. The interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval. Standard underwriting guidelines and credit policies apply. 0.50% will be added to rates for Business Loan application. Business must be registered with SOS in New England.