Personal

Premium Fixed Rate Home Equity Loan

You can access up to 80% of the equity in your home and use the money for renovations or repairs, to pay off high-rate credit cards, or for some other worthwhile purpose – including refinancing your current mortgage.

Take advantage of Bristol County Savings Bank’s Premium Home Equity Loan featuring no points and no closing costs.1

Premium Home Equity Loan

Annual Percentage Rate (APR) Current as of
2.125% 7/28/2021

The Annual Percentage Rate (APR) is a fixed rate. This product consists of a 12 year (144 month) term at an APR of 2.125% as of July 28, 2021. (Payment Example: A loan of $100,000.00 for 12 years (144 months) at a simple interest rate of 2.125% would yield a payment amount of $787.36 per month and an annual percentage rate (APR) of 2.125%).

Monthly payment does not include an escrow payment for real estate taxes, homeowner’s insurance, private mortgage insurance or flood insurance. Your actual payment may be greater.

For more information, or to take advantage of our Premium Home Equity Loan, please speak with a branch representative. Our knowledgeable staff will be happy to answer your questions and help you complete an application. If you prefer, you can apply by calling 774-226-1917 or by clicking below.

Apply Now for a Premium home equity loan


1 Recording fees to record a mortgage discharge, trustee certificate, or other items to clear title to be paid by the borrowers(s). If property is in a special flood hazard area, flood insurance will be required and will be escrowed. All applicants must be present to apply when applying at a branch. The Premium Home Equity Loan product will be the 1st & only lien on a property. There is an early termination fee of $300.00 if the loan is closed within the first 3 years. Loan-to-value: 70% LTV based on AVM / 80% LTV based on appraisal. Rate subject to change at any time. Loans are subject to credit approval and restrictions may apply. Offer is available to all qualified applicants.