As cases of Covid-19 continue to rise, for your health and safety and that of our employees, effective Monday, November 30th our branch lobbies will be closed to walk-in traffic, however our drive-thru and ITMs will remain open normal business hours. Please check here for the latest information.

Personal

Individual Retirement Accounts (IRAs)

We can help you prepare for the future by offering you both Traditional and Roth IRA options.

PRIME TIME™ IRA

Available exclusively to PRIME TIME Checking customers, these retirement accounts offer our highest consumer Certificate of Deposit rates of interest, along with a range of terms from 6 months to 5 years.

A minimum $10,000.00 balance is required. Penalty may be imposed for early withdrawal of funds.


Traditional IRA

Grow your retirement funds on a tax-deferred basis with a traditional IRA. Earnings withdrawn during retirement are taxed at a lower rate. Penalty may be imposed for early withdrawal of funds.


Roth IRA

Roth IRAs are funded with after tax dollars. These funds can be withdrawn tax-free as long as the account holder is over 59 ½ years old and the funds have remained on deposit for at least five years. Penalty may be imposed for early withdrawal of funds.

Note: Individual Retirement Accounts are not eligible to be opened online. Please stop by any branch office or contact customer service.

View IRA Rates

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