Individual Retirement Accounts (IRAs)
We can help you prepare for the future by offering you both Traditional and Roth IRA options.
PRIME TIME™ IRA
Available exclusively to PRIME TIME Checking customers, these retirement accounts offer our highest consumer Certificate of Deposit rates of interest, along with a range of terms from 6 months to 5 years.
A minimum $10,000.00 balance is required. Penalty may be imposed for early withdrawal of funds.
Grow your retirement funds on a tax-deferred basis with a traditional IRA. Earnings withdrawn during retirement are taxed at a lower rate. Penalty may be imposed for early withdrawal of funds.
Roth IRAs are funded with after tax dollars. These funds can be withdrawn tax-free as long as the account holder is over 59 ½ years old and the funds have remained on deposit for at least five years. Penalty may be imposed for early withdrawal of funds.
Note: Individual Retirement Accounts are not eligible to be opened online. Please stop by any branch office or contact customer service.
View IRA Rates