Personal Checking Accounts

Whether you are looking for a relationship checking account or a digital account, Bristol County Savings Bank's checking account options provide the flexibility and convenience you need to manage your finances in Massachusetts and Rhode Island.

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Find the checking account that works for you.

Anchor Cell

PRIME TIME Checking Account

Relationship account with the most benefits.

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eChecking Account

Simple checking that works great for everyone.

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NOW Checking Account

An interest earning account with a low minimum balance requirement.

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Basic Checking Account

A low cost account option with 8 free checks per month. 

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Minimum Daily Balance

(To waive monthly maintenance fee)


Daily combined consumer deposit account balances1


(Waived with valid student ID or direct deposit)2



Monthly Maintenance Fee

$15 $10 $5 $2.50

ATM Access

(using your Debit MasterCard© or ATM Card)

Free at BCSB, Allpoint & Bank of America ATMs3 Free at BCSB & Allpoint ATMs Free at BCSB & Allpoint ATMs Free at BCSB & Allpoint ATMs


Free eStatements


Free eStatements

$1 paper statements

Free eStatements


Free eStatements


Interest Earning

Yes (Tiered)




1Combined consumer deposit balance includes checking accounts, savings, money markets, CDs and IRAs. 2 Waived with either a valid student ID (ages 16-24) or direct deposit of paycheck or social security benefits. 3We won’t charge ATM fees to any PRIME TIME checking accounts, with the exception of international transactions. Surcharge free access for PRIME TIME Checking accounts at all Bristol County Savings Bank, Bank of America and Allpoint ATMs. Transactions at machines not owned by us or BOA, or ATMs not displaying to Allpoint logo, may result in a surcharge assessed by the institution where the transaction takes place.

Checking Account Interest Rates

Rates effective as of 04/17/2024

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
PRIME TIME Checking 1,2 0.05%
$2,500 & up
$ 0.01 ‑ $2,499.99
NOW Account1,2 0.03% 0.03% $0.01
1 The minimum opening deposit for these accounts is $10.00.
2 The rate on these accounts may change after the account is opened.
Fees could reduce the earnings on all accounts listed above.

All checking accounts feature*:

online banking iconmobile banking iconestatements iconbill pay iconoverdraft protection iconquicken compatibility icon

*Bill pay users must be 18 years of age and over. All checking accounts offer the above features but users must perform an action to access them. Overdraft opt-in is required.