Personal Savings Products

Whether your goal is to save for retirement, education expenses, home improvements or a vacation, Bristol County Savings Bank has the right account for you. Our convenient Savings Account options can help you meet your savings goals in Massachusetts and Rhode Island.

PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts

Rates effective as of 07/17/2024

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
3 Month1,2† 5.00% 5.09% $1,000 & up
6 Month1,2† 5.00% 5.06% $1,000 & up
9 Month1,2† 5.00% 5.03% $1,000 & up
1 Year1† 4.50% 4.60% $1,000 & up
18 Month1† 4.25% 4.34% $1,000 & up
2 Year1† 4.00% 4.08% $1,000 & up
3 Year1† 3.75% 3.82% $1,000 & up
4 Year1† 3.75% 3.82% $1,000 & up
5 Year1† 3.75% 3.82% $1,000 & up
1 An early withdrawal penalty may be imposed.
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
 Must maintain a Prime Time Checking account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.

Term Accounts – Certificate of Deposits and Individual Retirement Accounts

Rates effective as of 07/17/2024

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
1 Month1,2 0.05% 0.05% $1,000
3 Month1,2 4.75%
4.75%
4.84%
4.84%
$5,000
$1,000
6 Month1,2 4.75%
4.75%
4.81%
4.81%
$5,000
$1,000
9 Month1,2 4.75%
4.75%
4.78%
4.78%
$5,000
$1,000
1 Year1 4.25% 4.34% $1,000 & up
18 Month1 4.00% 4.08% $1,000
2 Year1 3.75% 3.82% $1,000 & up
3 Year1 3.50%
3.50%
3.56%
3.56%
$5,000
$1,000
4 Year1 3.50%
3.50%
3.56%
3.56%
$5,000
$1,000
5 Year1 3.50%
3.50%
3.56%
3.56%
$5,000
$1,000
1 An early withdrawal penalty may be imposed.
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
Fees could reduce the earnings on all accounts listed above.

Savings Accounts

Rates effective as of 07/17/2024

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Balance Required to earn advertised APY
Prime TimeTM
Elite Money Market 1,2†
2.49%
2.49%
2.49%
2.49%
2.49%
1.74%
0.99%
0.74%
0.34%
2.52%
2.52%
2.52%
2.52%
2.52%
1.76%
0.99%
0.74%
0.34%
>$2,000 ,000
$1,500,000 ‑ 1,999,999.99
$1,000,000 ‑ 1,499,999.99
$500,000 ‑ 999,999.99
$250,000‑ 499,999.99
$100,000 ‑ 249,999.99
$50,000 ‑ 99,999.99
$25,000 ‑ 49,999.99
$0.01 ‑ 24,999.99
Prime TimeTM
Money Market Passbook1,2†
1.24%
1.24%
1.24%
1.24%
1.24%
1.24%
0.99%
0.49%
0.34%
0.09%
0.09%
0.09%
1.25%
1.25%
1.25%
1.25%
1.25%
1.25%
0.99%
0.49%
0.34%
0.09%
0.09%
0.09%
>$2,000 ,000
$1,500,000 ‑ 1,999,999.99
$1,000,000 ‑ 1,499,999.99
$500,000 ‑ 999,999.99
$250,000‑ 499,999.99
$100,000 ‑ 249,999.99
$50,000 ‑ 99,999.99
$25,000 ‑ 49,999.99
$10,000 ‑ 24,999.99
$2,500 ‑ 9,999.99
$1,000 ‑ 2,499.99
<$1,000
Money Market Passbook or Statement1,2 0.49%
0.49%
0.49%
0.49%
0.49%
0.49%
0.49%
0.14%
0.09%
0.09%
0.09%
0.09%
0.49%
0.49%
0.49%
0.49%
0.49%
0.49%
0.49%
0.14%
0.09%
0.09%
0.09%
0.09%
>$2,000,000
$1,500,000 ‑ 1,999,999.99
$1,000,000 ‑ 1,499,999.99
$500,000 ‑ 999,999.99
$250,000‑ 499,999.99
$100,000 ‑ 249,999.99
$50,000 ‑ 99,999.99
$25,000 ‑ 49,999.99
$10,000 ‑ 24,999.99
$2,500 ‑ 9,999.99
$1,000 ‑ 2,499.99
<$1,000
Regular Savings Passbook or Statement1,2 0.05% 0.05% $0.01
1 The minimum opening deposit for these accounts is $10.00.
2 The rate on these accounts may change after the account is opened.
 Customers must maintain a PRIME TIME Checking Account to be eligible for product.
Fees could reduce the earnings on all accounts listed above.

Features of our savings account products* include:

online banking iconmobile banking iconestatements iconbill pay iconquicken compatibility icon

*Bill pay users must be 18 years of age and over. Accounts may offer the above features but users must perform an action to access them. Overdraft opt-in is required.