Home Equity Lines of Credit

You can access up to 80% of the equity in your home and use the money for renovations or repairs, to pay off high-rate credit cards, or for some other worthwhile purpose.

Special Home Equity Line of Credit

Take advantage of a discounted interest rate with our Special Home Equity Line of Credit

Rates effective as of 10/19/2021


Monthly payment does not include an escrow payment for real estate taxes, homeowner's insurance, private mortgage insurance or flood insurance. Your actual payment may be greater.

*Special Home Equity Line of Credit Details: This product has a variable rate interest rate. The introductory rate of 2.25% APR is fixed for the initial 12 month period. After the initial 12 months, the interest rate will vary based on the domestic Prime Rate as published in the Wall Street Journal on the last day of the previous month.  As of October 19, 2021, the prime rate was 3.25%. After the first 12 months, the APR will adjust monthly to the prevailing Prime Rate at that time, but the rate will never be less than 3.00% APR and will never exceed an APR of 18.00%. 
 
Automatic payment withdrawal from a Bristol County Savings Bank personal checking account required to be eligible. Minimum draw of $10,000.00 at account opening.
 
Subject to credit approval. Other terms and conditions may apply. Ask us for details.
 
*APR = Annual Percentage rate.  All APR’s are based on $100,000. The interest rate and annual percentage rate (APR’s) shown above are subject to change without notice Consult your tax advisor about deductibility.  Adequate homeowner’s coverage is required. If an appraisal is required for your request, the cost will range between $350.00 to $400.00 depending on the state in which the property is located for a single family owner-occupied property. 2-4 family owner-occupied properties may exceed these amounts.

**Home Equity Line of Credit Details: This product has a variable rate interest rate and is based on the domestic Prime Rate as published in the Wall Street Journal on the last day in the Wall Street Journal on the last day of the previous month.  As of October 19, 2021, the prime rate was 3.25%.  The APR will adjust monthly to the prevailing Prime Rate at that time, but the rate will never be less than 3.00% APR and will never exceed an APR of 18.00%.
 
Subject to credit approval. Other terms and conditions may apply. Ask us for details.
 
*APR = Annual Percentage rate.  All APR’s are based on $100,000. The interest rate and annual percentage rate (APR’s) shown above are subject to change without notice. Consult your tax advisor about deductibility.  Adequate homeowner’s coverage is required. If an appraisal is required for your request, the cost will range between $350.00 to $400.00 depending on the state in which the property is located for a single family owner-occupied property. 2-4 family owner-occupied properties may exceed these amounts.

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Contact our Consumer Loan Department to help you apply, learn more about rates or for any other personal lending needs. Contact Us.