Mass Save® HEAT Loan Program

Mass save® heat loan partner logoThe Mass Save HEAT® Loan Program offers qualified customers interest free loans for installing energy-efficient measures. These loans help make it possible for homeowners to upgrade inefficient heating and water heating equipment, insulation, replacement windows, thermostats, and more.

How do I know if I am eligible?

Visit or call 1.866.527.7283 to learn more about the program. There you can request a a Mass Save® Home Energy Assessment to determine your home’s needs and how best to apply an energy efficient loan. Eligible customers need to obtain cost estimates from licensed contractors and submit them for approval. Applicants must be owners of one-to-four family homes and have a current account with a sponsoring utility. See the Mass Save® website for participating utilities.

How can I apply for a Mass Save HEAT® Loan?

For additional information please visit your local branch office or any of our consumer loan representatives:

Bernadette Santos
Assistant Vice President-Consumer Loans
NMLS# 485416

Danielle Correira
Consumer Lender
NMLS# 1378552

Jessica Leclerc
Consumer Lender
NMLS# 1540882

You may also contact Mass Save HEAT® Loan for full program application details at 1.866.527.7283, if you have any questions concerning the eligible improvements and process.

Customers must meet program eligibility requirements to participate. Eligibility for the HEAT Loan Program is based on completing a Home Energy Assessment and pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit or call 1-866-527-SAVE (7283) for details and to learn more about the program.