Personal

Banking Services

Avoid Overdrafts on Your Checking Account

Don’t be inconvenienced or embarrassed by overdrafts. We have several options to help manage your checking account.

Convenience Services

Overdraft Line of Credit

When your checking account does not have enough available funds to cover an item presented for payment, a transfer is made from your overdraft protection line into your checking account to cover the amount of the item. (Available upon approved application.)

Automatic Transfer Services

Bristol County Savings Bank’s automatic transfer service transfers funds from your statement account to your checking account to help you avoid overdrafts or meet a minimum balance requirement.

If you feel like you need a minimum balance in your checking account, just tell us and we can establish a sweep from another Bristol County Savings Bank account to ensure your primary checking account has your desired minimum balance. If you prefer to sweep excess primary checking account funds out to a savings or money market account you can automate that process as well.

Direct Deposit

Quick and secure direct deposit gives you quick access to your funds. No need to go to a bank to make a deposit. We accept direct deposits of paychecks, pension, social security payments, and Supplemental Security Income (SSI).

For Direct Deposit payroll, complete a Direct Deposit Form and present it to your human resources department to assist in the set up process. This form can be used to establish direct deposit or to change the account that your payroll is directly deposited into.

If you currently receive Direct Deposit of benefits and you would like to switch or would like to establish Direct Deposit, complete our Easy Switch form and send it to your benefits provider.

For those looking to utilize social security direct deposit visit the Social Security Administration website

Safe Deposit Boxes*

Enjoy the security provided by Bristol County Savings Bank as you safeguard your personal papers and/or valuables in our fire resistant Safe Deposit Boxes. Safe Deposit Boxes range from 3X5 inches to 10X10 inches in size. Prices vary. Safe Deposit Boxes are available only at the following branch locations:

Contents of safe deposit boxes are not FDIC or DIF insured.

Wire Transfers

Domestic

Need to get funds quickly and safely to a desired location? Bristol County Savings Bank offers wire transfer services to financial institutions in the United States that are authorized to receive wire transfers through the Federal Reserve. You must provide adequate routing and transit information of the receiving financial institution in addition to beneficiary account information.

International

For wires to locations outside of the United States, Bristol County Savings Bank offers international wire transfer services in U.S. dollars or another foreign denomination. Bristol County Savings Bank recommends you contact your beneficiary in the desired country and have them provide the specific wire instructions as their bank may require intermediary institutions to process incoming international wire transfers.

Telephone Transfers

BankLine, our 24 hour automated telephone service, allows users to transfer funds between your Bristol County Savings Bank accounts.

Foreign Currency

Planning a trip in the near future? Simply contact us for a Foreign Currency Request Form.

Stop Payment

Have you issued a payment that you need to stop from being presented against your account? Due to the urgency of these requests, we suggest you call Customer Service at 508-828-5420 so we can place the stop on your account. You will need to provide us with a signed Stop Payment Request Form within 14 days of your verbal authorization.

Notary Services*

Available at all branch locations

Signature Guarantees*

As a valued Bristol County Savings Bank customer, if you need to guarantee a signature on a security transaction or certify legal documents in connection with the sale or transfer of ownership of securities you may visit any one of our branch locations to locate a certified member of the Securities Transfer Agents Medallion Program, Inc (STAMP).


*Investment and Insurance Products are: Not FDIC Insured – Not DIF Insured – No Bank Guarantee – May Lose Value – Not a Bank Deposit – Not insured by any Federal Government Agency

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