Bristol County Savings Bank is a participating lender in RI AnchorHome, a Rhode Island Office of the General Treasurer Program for eligible first-time homebuyers purchasing an owner-occupied primary residence in Providence County, Rhode Island.
Featured Mortgage Option*:
- 30-year fixed-rate mortgage
- 3.99% Interest Rate / 4.016% Annual Percentage Rate
- Minimum down payment: 0%
- No private mortgage insurance (PMI) required.
- Down payment and closing cost assistance may be available for qualified borrowers.
- Homeownership counseling required.
Talk to a Participating Loan Officer
Have questions or ready to get started? Contact one of our Bristol County Savings Bank lenders.
*Important Information
Available to eligible first-time homebuyers purchasing an owner-occupied primary residence in Providence County, Rhode Island. Additional eligibility requirements may include income limits, property requirements, loan limits, counseling, and other program qualifications. 3.99% Interest Rate / 4.016% Annual Percentage Rate (APR) current as of October 6, 2026. The advertised rate is for a fixed-rate mortgage; the interest rate will not change during the loan term after closing. Rates, APRs, and terms may change without notice before loan approval and rate lock. Repayment example assumes 360 monthly payments of $4.77 per $1,000 borrowed. Minimum down payment: 0% of purchase price. Payment example reflects principal and interest only. Taxes and insurance are not included; actual payment will be higher. Down payment and closing cost assistance may be subject to separate terms and qualification requirements. Credit subject to approval. Program available for a limited time and may be changed or withdrawn without notice. Other terms, conditions, restrictions, and eligibility requirements may apply.